Terms of Use

1. Service Description

Crawford Referrals ("we," "us," or "our") operates as a loan referral service that connects potential borrowers with third-party lenders. We do not issue loans, make credit decisions, or handle any funds directly. Our service is limited to facilitating connections between borrowers and lenders.

2. No Guarantee of Approval

We do not guarantee that you will be approved for a loan or receive any specific terms. All lending decisions are made solely by the third-party lenders in our network based on their own criteria.

3. User Obligations

• You must be at least 18 years old to use our service
• You must provide accurate and truthful information
• You are responsible for reviewing and understanding the terms of any loan offer
• You acknowledge that we are not responsible for any lender's actions or decisions

4. Disclaimer of Warranties

Our service is provided "as is" and "as available." We make no warranties, expressed or implied, regarding the operation of our service or the information, content, or materials included.

5. Limitation of Liability

Crawford Referrals shall not be liable for any damages arising from the use of our service or any loan you obtain through our referrals. This includes but is not limited to direct, indirect, incidental, punitive, and consequential damages.

6. Third-Party Relationships

We maintain relationships with various lenders but do not endorse or guarantee their services. Any loan agreement you enter into is solely between you and the lender. We are not a party to any such agreement.

7. Modification of Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our service constitutes acceptance of these changes.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions.